We understand that it can be difficult breaking away from established relationships with insurance brokers. This is why Towergate Licensed Trade offers ‘Silent Reviews’ – which are conducted in the strictest confidence, without disturbing your existing broker relationship or the insurance market.
The ‘Silent Review’ can give you exactly the reassurance you would like; from their specialist licensed trade insurance sales team, without disrupting your existing arrangements.
A Silent Review is particularly useful when business circumstances change, such as upgrading systems or operations, expanding, acquiring or selling. Similarly, they can be of value if there have been changes to who handles the insurance, either at the company or the broker. Changes to claims trends may also warrant a review. If the insurances have just been renewed, a Silent Review can provide peace of mind, and in some cases, identify important coverage issues that were not addressed at the last renewal.
There is no charge for the review and there are no hidden fees. The aim is to impress you to a level where you may consider working with Towergate Licensed Trade in the future. The review will consider your trade process, risk management and health & safety procedures to ensure that positive risk features are reflected in the premium that you pay.
You will be provided with a quotation that includes details of the cover offered, as well as information on the insurance valuation of your property and details of how Towergate Licensed Trade may be able to help you with claiming back capital allowance from any renovation or product design and research you have carried out.
The Towergate Licensed Trade ‘Silent Review’ includes analysis of:
- Whether your current insurance programme is placed with the most suitable insurers and for the most realistic price.
- Adequacy of the sum insured, liability limits, excesses.
- Adequacy of programme against emerging/evolving risks, i.e. Cyber, D&O cover.
- Indication of buildings insurance sum insured via a desktop survey.
- Introduction to PFP who will look to provide details of how you may be able to claim for capital allowance.
Please contact Towergate Licensed Trade for more information, it will be in the strictest of confidence and they will be happy to discuss the process and its benefits in greater detail.
To get your free review, contact Towergate Licensed Trade, quoting the reference: Forum of British Pubs and your membership number. If you are unsure of your number, please call the Forum helpdesk on 01565 626056 who will give you this. Call Towergate Licensed Trade today on 01493 845305 or email: firstname.lastname@example.org
The Forum of British Pubs is an introducer to Towergate Licensed Trade. Towergate Licensed Trade is a trading name of Towergate Underwriting Group Limited. Registered in England Company No. 4043759. Registered Address: 2 Minster Court, Mincing Lane, London, EC3R 7PD. Authorised and regulated by the Financial Conduct Authority.